People with employer-sponsored health insurance experienced a significant rise in out-of-pocket costs for healthcare between 2005 and 2015, according to a new Kaiser Family Foundation analysis.
For the analysis, KFF examined a sample of claims from the Truven Health Analytics MarketScan Commercial Claims and Encounters Database.
The analysis showed 17 percent of people with employer-sponsored health insurance paid more than $1,000 out-of-pocket in 2005 compared to 24 percent in 2015. More than 1 in 10 private insurance enrollees (12 percent) paid more than $2,000 out-of-pocket in 2015.
KFF also looked at how out-of-pocket costs vary for these individuals by disease. Private insurance enrollees with diseases of blood organs paid the most out-of-pocket, on average, in 2015 ($1,953), followed by congenital anomalies ( $1,697), digestive disease ($1,570) and cancer ($1,510), according to the analysis. This compares to $778 for the average enrollee that year.
Read the full analysis here.