18.4% More People Use High-Deductible Health Plans, Health Savings Accounts

In January 2012, more than 13.5 million people were covered by health savings accounts or high-deductible health plans — an 18.4 percent increase from the 11.4 million people in HSA/HDHPs in January 2011, according to a survey from America's Health Insurance Plans (pdf).

AHIP, the lobbying arm of the health insurance industry, conducts an annual census of U.S. health insurers. HSA/HDHPs have grown considerably over the past seven years. In March 2005, roughly 1 million people were enrolled in HSA/HDHPs.


Other findings from AHIP's census include the following:

•    States with the highest levels of HSA/HDHP enrollment were California, Texas, Illinois, Ohio and Florida.

•    Vermont had the highest percentage of HSA/HDHP enrollees among its under-65 population with private health insurers at 19.9 percent. Minnesota had the second-highest at 14.3 percent.

•    PPOs were the most popular HSA/HDHP product types.

More Articles on Health Coverage:

Despite Risks, Consumer-Directed Health Plans Could Cut Costs by $57B

Survey: Roughly 75% of Employers Will Offer High-Deductible Health Plans Next Year

Denver Health CFO Peg Burnette: 6 Strategies to Stay Lean and Mean

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