7 things to know about injury insurance startup Spot

Spot is a rapidly growing direct-to-consumer insurance startup that blends technology with a range of injury insurance plans. 

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Here are seven things to know:

  1. Spot’s inception came out of a 2018 partnership between founders Maria Goy and Matt Randall, who wanted to set “the foundation to drive change” in insurance, they told TechCrunch.
  2. The company’s model includes subscription-based injury insurance plans or one-off policies alongside partners and events. 
  3. Spot is partnered with a range of athletic organizations, including USA Cycling, the National Ski Patrol and USA BMX. 
  4. The base subscription plan is $25 a month and covers up to $20,000 in bills after an injury. Coverage works both in tandem with health insurance or if customers don’t have a plan. 
  5. So far, individual plans apply to 42 states, while group plans are nationwide. 
  6. The injury insurer has seen rapid growth, increasing members 800 percent and partners 300 percent since last year.

Spot most recently made headlines for raising $17.5 million in fundraising, according to TechCrunch. They plan to pursue series A funding within the next nine months that would add additional policies to the mix.

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