10 best, worst states to retire

Florida is the best state to retire in, while Kentucky ranks as the worst, according to WalletHub’s 2025 rankings.

Advertisement

For the rankings, published Jan. 27, the personal finance website compared the 50 states across three dimensions: affordability, quality of life and healthcare. 

Analysts evaluated these dimensions using 46 metrics, ranging from adjusted cost of living to life expectancy.

Each metric was graded on a 100-point scale, with 100 representing the most favorable conditions for retirement. Each state’s overall score was then based on the weighted average across all metrics. More information about the methodology is available here.

The best states to retire, according to the analysis:

1. Florida

2. Minnesota 

3. Colorado 

4. Wyoming

5. South Dakota

6. Pennsylvania

7. New Hampshire

8. Delaware

9. North Dakota

10. Wisconsin

The worst states to retire, according to the analysis:

1. Kentucky

2. Louisiana

3. Mississippi

4. Washington

5. New Mexico

6. New Jersey

7. Rhode Island

8. West Virginia

9. Arkansas

10. Hawaii

At the Becker's 11th Annual IT + Revenue Cycle Conference: The Future of AI & Digital Health, taking place September 14–17 in Chicago, healthcare executives and digital leaders from across the country will come together to explore how AI, interoperability, cybersecurity, and revenue cycle innovation are transforming care delivery, strengthening financial performance, and driving the next era of digital health. Apply for complimentary registration now.

Advertisement

Next Up in Rankings and Ratings

Advertisement

Comments are closed.