Parents with employer-based health plans increasingly enrolling children in Medicaid, CHIP

Parents with lower incomes are increasingly signing up their children for Medicaid or the Children’s Health Insurance Program, forgoing their employer-based family coverage, reports Kaiser Health News.

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The trend was highlighted in a recent study published in Health Affairs, which analyzed data from the Medical Expenditure Panel Survey for families with incomes between 100 and 400 percent of the federal poverty level. The data — which ranges from 2008 to 2013 and includes families with at least one parent with employer-based coverage — predates the ACA.

Here are three findings from the survey.

1. The proportion of children lacking employer-based insurance grew from 22.5 percent in 2008 to 25 in 2013.

2. The percentage of children enrolled in Medicaid or CHIP — despite one parent having employer-based insurance — grew 3.1 percentage points to 15.2 percent over the course of the study.      

3. Almost all of the families in which one parent was offered employer-based insurance accepted it for the parent, while about three-quarters of children in the sample were covered by their parent’s plan over the course of the study.  

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