The median in-network deductible for employer-sponsored preferred provider organization health plans jumped from $1,000 in 2015 to $1,500 in 2016, or a 50 percent increase, according to new research from United Benefit Advisors.
For the study, UBA gathered survey responses from 19,557 health plans and 11,524 employers, who cumulatively employ more than two and a half million employees and insure more than five million members.
Here are three study findings.
1. The average annual cost of an employer-sponsored PPO decreased slightly from $9,736 in 2015 to $9,727 in 2016.
2. Of the $9,727 total in 2016, employees contributed an average of $3,378 and employers contributed an average of $6,350.
3. Employers raised median out-of-network deductibles from $3,000 in 2015 to $3,400 in 2016, or a 13.3 percent increase.