Compared to 2010, average annual premiums grew 9 percent, outpacing both wage growth (2.1 percent) and inflation (3.2 percent). Of the $15,073 average premium, workers pay on average $4,129, while employers pay $10,944 toward the premiums.
Other findings of the study include:
• 31 percent of insured workers are enrolled in high-deductible health plans.
• 2.3 million young adults (up to age 26) were added to their parents’ employer health plans.
• 56 percent of insured workers are enrolled in “grandfathered” plans, meaning the plans are exempt from new requirements under the Patient Protection and Affordable Care Act, such as coverage for preventative benefits.
• The average copayment for an in-network physician office visit is $22 for primary care and $32 for specialty care.
Related Articles on Health Insurance Premiums:
New Affordable Care Act Grants to Mitigate High Premium Increases
Analysis Shows Indiana Employers Would Rather Cut Coverage Than Increase Premiums
Medicare Advantage Premiums to Dip, Enrollment to Increase in 2012
