In 2011, healthcare premium rates for large employers increased 8.5 percent, and this year, the rate increase was 4.9 percent. Overall, the average healthcare cost per employee was $10,522 in 2012, up from $10,034 in 2011.
San Antonio, San Francisco, Los Angeles and Austin experienced health premium rate increases higher than the national average, while Dallas, Cincinnati and Denver were some of the major markets with lower-than-average rate increases this year.
Although health premiums were more manageable in 2012, Aon analysts expect costs to jump higher in 2013. The projected healthcare cost per employee next year is expected to reach $11,188, which equates to a premium increase of 6.3 percent.
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