In-network deductibles climb 50% in 2016, study finds

The median in-network deductible for employer-sponsored preferred provider organization health plans jumped from $1,000 in 2015 to $1,500 in 2016, or a 50 percent increase, according to new research from United Benefit Advisors.

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For the study, UBA gathered survey responses from 19,557 health plans and 11,524 employers, who cumulatively employ more than two and a half million employees and insure more than five million members.

Here are three study findings.

1. The average annual cost of an employer-sponsored PPO decreased slightly from $9,736 in 2015 to $9,727 in 2016.

2. Of the $9,727 total in 2016, employees contributed an average of $3,378 and employers contributed an average of $6,350.

3. Employers raised median out-of-network deductibles from $3,000 in 2015 to $3,400 in 2016, or a 13.3 percent increase.

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