The report, published Oct. 28, found that the actuarial value, or relative generosity of the average employer-sponsored plan, hovered around 83 percent between 2013 and 2019.
HMO and EPO plans had the highest relative generosity, followed by fee-for-service, PPO and POS plans. Plans linked to spending accounts had the lowest relative generosity, according to the report.
The report did not find demographic variance but did see some industries — retail trade, fishing, construction and real estate, among others — had the lowest relative generosity among their plans.
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