Consumers increasingly confused about their health insurance, survey finds

A new survey by Policygenius shows that consumers are increasingly confused about their health insurance coverage. 

Advertisement

Policygenius used Google Consumer Surveys to poll 1,500 U.S. consumers in October.

Three findings:

1. Americans across various income levels said they avoided care or treatment because they weren’t sure of what their insurance covers. People making less than $35,000 per year were more likely to avoid care (38.9 percent) than respondents making $125,000 to $150,000 per year (27.2 percent).

2. Nearly half of respondents (44 percent) said health insurance doesn’t cover any of the six listed essential health benefits in the survey, even though the ACA requires health insurance plans to cover them all. That is an increase from 28 percent of respondents in 2018.

3. Fewer than a third of respondents were able to correctly define all three of these terms: copay, deductible and premium. 

Read more about the findings here

 

More articles on payers:
CMS spent $11M on a new Medicare cost tool. Consumers say it doesn’t work
CVS Health mulls sale of Aetna’s workers’ comp division
Passport, a 20-year managed Medicaid veteran in Kentucky, loses out on $8B contract

At the Becker's 11th Annual IT + Revenue Cycle Conference: The Future of AI & Digital Health, taking place September 14–17 in Chicago, healthcare executives and digital leaders from across the country will come together to explore how AI, interoperability, cybersecurity, and revenue cycle innovation are transforming care delivery, strengthening financial performance, and driving the next era of digital health. Apply for complimentary registration now.

Register to Attend Webinar

When nurses help build the AI, adoption follows: Lessons from 3 health systems

Tuesday, July 28
11:00 AM - 12:00 PM CDT

Presenters: Amy McCarthy, DNP, RNC-MNN, NE-BC, CENP, Hippocratic AIBeth Reimschissel, PhD, RN, CNL, Memorial HermannAllison Schlinkert, MSN, RN, NPD-BC, Cincinnati Children'sScott Estep, MBOE, BSN, RN, CSSBB, OhioHealth System

Advertisement

Next Up in Health Equity

Advertisement

Comments are closed.