California First State to Standardize Health Plan Copays, Deductibles
Bronze plans, intended to have the lowest premiums of the four metals, may charge members up to a $5,000 deductible each year. Silver plan members could pay as much as a $2,000 deductible, and gold and platinum plans may not charge a deductible under the state's rule. Copays are also reduced as they move up the metal hierarchy.
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