HHS Sends Rules on Health Benefits, Insurer Risk Protections to White House

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HHS issued two rules for final approval from the White House regarding essential health benefits for consumer health plans and protections for insurers from financial loss that would likely impact consumers.

The essential health benefits would take effect next January, with a timeline to accredit health plans to be included on the health insurance exchange for enrollment beginning in October.

The second rule lessens insurers' financial risk through various reinsurance funds and pools in an effort to shield consumers from footing the bill of such adverse losses.

HHS officials pushed for the rules to be approved quickly to ensure policymakers could facilitate the health law's implementation on schedule.

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